According to the fha website they have clearly stated that the roof should be able to last for a minimum of two years.
Fua requirements on a roof.
Straight segments of the ramp should be not less than 6 feet 1 8 m wide.
It also requires that the roof be functional for at least two more years from the date of purchase.
The roof is the uppermost portion of the building.
A federal housing administration loan or fha loan has very similar requirements to the va loan.
The condition of the roof is important as it s a major source of headaches for a home owner if there is a problem down the line.
The ramp surface should provide a slip resistant surface.
Low slope roof 4 12 slope or less 29 cfr 1926 501 b 10.
Additional width may be required in the turns.
The width of the ramp and any turns in the ramp should be wide enough to accommodate a gurney with a person walking on each side.
A roof must be strong to withstand snow and wind load.
Employers must provide the right equipment employers must provide fall protection and the right equipment for the.
The roof should have a remaining physical life of at least two years.
These requirements apply to nonresidential high rise residential.
If the attic and roof framing is a prefabricated engineered truss system an engineering report wet.
Requirements community development 630 garden street 805 564 5485.
Provide reasonable future utility durability and economy of maintenance.
But that s not all the fha also requires a minimum amount of durability.
If it is determined that the roof has a remaining life of less than two years then it would be the responsibility of the appraiser to call for repair or the construction of a new roof.
That means that most of the shingles should be in place with no leaks on the inside.
The basic object of the house or home is to provide shelter.
The roof is used to protect the house from all type of weather.
In roof construction a roof is covered by covering materials which are supported on a structural member.
The appraiser must clearly state whether the subject is to be repaired or re roofed.
Steep roof above 4 12 slope 29 cfr 1926 501 b 11.
If the attic and roof is conventionally framed ceiling joist under the location of the fau unit shall be doubled with minimum 2x6 joists.
Appraisal requirements for fha mortgage loans are found in hud 40001 and include guidelines for electrical systems plumbing paint and also requirements for the roof.
As with the va loan an fha loan requires that the roof on a home not be leaking.
Know the pitch of the roof and follow the appropriate standard.
An appraiser wants to see that the roof on your new prospective property is likely to withstand at least two years worth of daily wear and tear.
Borrowers should remember that the appraisal does not guarantee the roof is free of problems and a home inspection should be carried out to include a closer look at the roof than an fha.